MEDICAL EXPENSES UNDER MASSACHUSETTS WORKERS COMPENSATION

At Markey Law Partners, we are dedicated to protecting the rights of injured workers across Massachusetts. If you have been injured on the job, you may be entitled to full coverage of your medical expenses under the Massachusetts Workers’ Compensation system.

Our experienced workers’ compensation attorneys ensure that clients receive the medical benefits they are legally entitled to, even when employers or insurers attempt to deny or delay coverage.

Massachusetts law requires that employers provide workers’ compensation insurance to cover medical expenses for employees who suffer work-related injuries or illnesses. These benefits are designed to ensure injured workers receive necessary medical treatment without incurring personal financial burdens.

Workers’ compensation in Massachusetts covers all necessary and reasonable medical expenses related to a workplace injury or illness. These expenses include a wide range of treatments and services to ensure injured workers receive proper care for their recovery. Some of the primary medical expenses covered include:

• Emergency Medical Treatment – Immediate care following a workplace accident, including ambulance transportation, emergency room visits, and urgent procedures to stabilize injuries.
• Doctor Visits – Regular consultations with primary care physicians and specialists, such as orthopedists, neurologists, or physical medicine and rehabilitation doctors, who oversee ongoing treatment.
• Surgical Procedures – Operations that are deemed necessary to treat injuries, such as repairing fractures, spinal surgeries, or procedures to address repetitive strain injuries.
• Prescription Medications – Medications prescribed to manage pain, reduce inflammation, prevent infection, or support long-term recovery.
• Physical and Occupational Therapy – Rehabilitation services to help injured workers regain strength, improve mobility, and restore functional independence. Occupational therapy may also focus on helping individuals adapt to any limitations caused by their injury.
• Diagnostic Tests and Imaging – Essential tests, including X-rays, MRIs, CT scans, and blood work, used to diagnose the severity of injuries and monitor recovery progress.
• Medical Equipment and Prosthetics – Coverage for necessary assistive devices such as braces, crutches, wheelchairs, orthopedic shoes, and prosthetic limbs for those with severe injuries.
• Chiropractic and Alternative Treatments – In some cases, workers may qualify for alternative treatment options, such as chiropractic care, acupuncture, or pain management programs, if deemed medically necessary by their treating physician.
• Home and Long-Term Care Services – Workers who suffer severe injuries that impact their ability to care for themselves may receive coverage for in-home nursing care, assisted living services, or modifications to their home environment to accommodate their condition.

These benefits continue as long as the medical treatment remains reasonable, necessary, and directly related to the workplace injury or illness. It is important to follow the recommended treatment plan and attend all medical appointments to ensure continued coverage under the workers’ compensation system.

In Massachusetts, an employer or its insurance provider may require you to see an approved medical provider for an initial evaluation. However, after this initial visit, you have the right to choose your own doctor for ongoing treatment. Workers’ compensation insurers may attempt to influence your choice of provider, but you are not obligated to continue treatment with their recommended physician.

To ensure full coverage of your medical expenses, you must follow proper procedures when reporting and filing your workers’ compensation claim:

1. Report the Injury – Notify your employer as soon as possible following a workplace accident or upon diagnosis of a work-related illness.
2. Seek Medical Treatment – Obtain immediate care and inform the provider that the injury is work-related.
3. Ensure Your Employer Files a Claim – Your employer must submit a First Report of Injury to the workers’ compensation insurer.
4. Follow Up on Your Claim – The insurance provider will review your claim and determine coverage eligibility.

If your claim is denied, or if your medical benefits are delayed, consulting a skilled Massachusetts workers’ compensation attorney is crucial to protecting your rights.

Insurance companies often attempt to deny medical expenses by claiming that:

• The injury is not work-related.
• The medical treatment is not necessary.
• The treatment exceeds reasonable costs.

If your claim is denied or if your benefits are unreasonably delayed, Markey Law Partners is prepared to fight for your rights. We work diligently to ensure that your medical bills are covered and that you receive the care necessary for your recovery. We handle all aspects of workers’ compensation disputes, including appeals, hearings before the Department of Industrial Accidents (DIA), and negotiations with insurance providers.

At Markey Law Partners, we have years of experience representing injured workers in Massachusetts. When you work with us, you benefit from:

• Experienced Workers’ Compensation Attorneys – In-depth knowledge of Massachusetts workers’ compensation laws.
• Aggressive Advocacy – Fighting back against unfair claim denials and delays.
• Comprehensive Case Management – Handling all legal aspects of your claim so you can focus on recovery.

Get the Medical Benefits You Deserve – Contact Us Today

If you have suffered a work-related injury or illness, you should not have to worry about how your medical expenses will be paid. Markey Law Partners is here to ensure you receive the full benefits you are entitled to under Massachusetts law.

Call us today on 877-488-2667 at Markey Law Partners for a free consultation and let our experienced workers’ compensation attorneys fight for your rights. Your recovery is our priority.